Bindisha Sarang, Karthik Jerome

Stories by Bindisha Sarang, Karthik Jerome

Buying Property? Read This

Buying Property? Read This

Rediff.com   4 Nov 2024

'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'

Want To Invest In Corporate Bond Funds?

Want To Invest In Corporate Bond Funds?

Rediff.com   24 Oct 2024

'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.

Should You Invest In SM Reits?

Should You Invest In SM Reits?

Rediff.com   22 Oct 2024

'Investors with a long-term investment horizon and the risk appetite for fluctuations in property values may find SM Reits a viable option.'

Is This Right Time To Buy A Home?

Is This Right Time To Buy A Home?

Rediff.com   18 Oct 2024

For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.

China's Market Surge: Should You Invest?

China's Market Surge: Should You Invest?

Rediff.com   11 Oct 2024

Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'

Should You Invest In SME IPOs?

Should You Invest In SME IPOs?

Rediff.com   4 Oct 2024

'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'

Why You Should Rebalance YOUR Portfolio

Why You Should Rebalance YOUR Portfolio

Rediff.com   3 Oct 2024

'Choose an equity allocation that will allow you to remain invested even if the market falls by 50 to 60 per cent.'

Is This A Good Time To Buy A House?

Is This A Good Time To Buy A House?

Rediff.com   23 Sep 2024

Experts say you should be certain of living in a city and locality for a long time before purchasing a home.

Buying Health Cover Policy? Read This

Buying Health Cover Policy? Read This

Rediff.com   21 Sep 2024

Customers frequently sign without reading the terms and conditions, resulting in a poor understanding of coverage, and eventually leading to partial payouts

How OCIs Are Taxed

How OCIs Are Taxed

Rediff.com   18 Sep 2024

'Any earnings, regardless of location, will be subject to Indian income tax.'

Investing in IPOs? Read this

Investing in IPOs? Read this

Rediff.com   18 Sep 2024

IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.

Car Owners, Know About PAYD Insurance

Car Owners, Know About PAYD Insurance

Rediff.com   17 Sep 2024

'The PAYD model adjusts the premium based on your driving habits. If you drive less, you pay less.'

Want To Open PPF Account For Your Child?

Want To Open PPF Account For Your Child?

Rediff.com   10 Sep 2024

Long-term tax-saving FDs can also be considered after the PPF limit has been exhausted.

Should You Invest In UPS Or NPS?

Should You Invest In UPS Or NPS?

Rediff.com   4 Sep 2024

'Younger employees, who tend to have a higher risk appetite, will find NPS advantageous due to the potential gains from equity markets over time.'

New MF Investors, Read This

New MF Investors, Read This

Rediff.com   2 Sep 2024

Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.

How To Avoid Being SCAMMED For Tax

How To Avoid Being SCAMMED For Tax

Rediff.com   28 Aug 2024

Scammers sometimes misuse personal information collected during tax preparation, leading to identity theft or unauthorised financial transactions.

MUST KNOW About NRO, NRE Accounts

MUST KNOW About NRO, NRE Accounts

Rediff.com   26 Aug 2024

'Despite rising inflows, many NRIs lack awareness about NRO and NRE accounts and mistakenly use family accounts or invest in a relative's name.' 'Many are unaware of tax implications.'

Health Premiums Rise: How To Stay Covered

Health Premiums Rise: How To Stay Covered

Rediff.com   21 Aug 2024

Consider a combination of a base policy and a super top-up policy.

How To Deal With Avalanche Debt?

How To Deal With Avalanche Debt?

Rediff.com   20 Aug 2024

Make minimum payments on all debts, then use extra funds to tackle the smallest debt first.

Review Your Mutual Fund Portfolios!

Review Your Mutual Fund Portfolios!

Rediff.com   19 Aug 2024

'If their allocation to certain segments have become high due to strong returns over the past three-four years, they should rebalance their portfolios and bring them in line with their long-term asset allocation.'